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Before & After Gallery

Our PENSIDA Age-Defying Formula is a breakthrough topical treatment to combat the signs of aging facial skin! Our product is an all-in-one nightly treatment that will create a smoother texture, brightened tone, improved hydration, and wrinkle reduction. I’ve seen the results on my own face!

Dr. Cappuccino MD
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Turn back timewith Pensida’s Age-Defying Formula

The experts at Pensida have developed this premier product to help:

  • Visibly reduce fine lines and wrinkles
  • Energizes and rejuvenates your skin
  • Nourishes and softens skin below the surface

It is time to fight aging with pensida!

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PENSIDA Age-Defying Formula

PENSIDA Age-Defying Formula is designed to combat facial skin aging by reducing oxidative stress, improving barrier function, brightening skin tone, reducing the look of wrinkles, and increasing elasticity and hydration.

Pensida Age-Defying Formula is for individuals aged 18 and older who show visible signs of facial photoaging, including dyspigmentation, rhytids (wrinkles), loss of skin tone, dryness, and rough skin. Apply a thin layer of PENSIDA Age-Defying Formula to the face in the evening every other night for 1-2 weeks and gradually increase to every evening as tolerated.

The product contains retinol which increases photosensitivity. It is recommended to use the formula nightly only and daily with sunscreen. For maximum results, twice daily application is beneficial. However, it is imperative to wear sunscreen if AM application is used.

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Eyes and crow’sfeet

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Research driven & Clinically testedSafe for all types of skin!

Alison L.

Thank you for letting me try your new cream. I've only been using the eye and face cream for a week. I've seen a noticeable difference with my skin tone. My age spots are going away and my skin tone is evening out. I love this product and will continue to use it!!!!!

Alison L.
Easy to use with results you would not believe!
Pensida Product

The factors that contribute to aging skin include sun exposure, allergens, dust and dirt particles, and even heredity.

Pensida Age-Defying Formula helps to slow the aging process and actually helps to reduce the appearance of aging by making skin softer and suppler while reducing the appearance of fine lines and wrinkles.

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After Image 4 weeks after
Before Image before

The factors that contribute to aging skin include sun exposure, allergens, dust and dirt particles, and even heredity.

Pensida Age-Defying Formula helps to slow the aging process and actually helps to reduce the appearance of aging by making skin softer and suppler while reducing the appearance of fine lines and wrinkles.

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Pensida Product
  • Do you want to notice the instant
    rejuvenating effect on your face?
  • Do you want your skin
    to look younger and fresh?
  • Do you want to
    turn back time?
Properties Bottle

Pensida advanced Age-Defying formula will

  • minimize the visible signs of aging
  • make your skin look brighter, smother and decidedly younger
  • have instant rejuvenating effect on your face

Age is no longer your enemyuse Pensida each day and see the difference!

Dr. Cappuccino, MD

My name is Guy Cappuccino and I’m a Board Certified Plastic Surgeon and co-developer of the PENSIDA skin care product line. Our story begins almost forty years ago. My decision to become a physician goes back to my earliest consciousness. During my undergraduate studies I received a degree in biochemistry and was involved with laboratory research involving cellular mechanisms and behavior. This research experience laid the groundwork for my future endeavors in cellulite research.

Following medical school I trained in plastic surgery. My artistic side combined with my desire to heal and love for surgery directed my path. As a young plastic surgeon I was proud to be able to offer my patients the cutting edge in plastic surgical techniques and treatments. There were however several problems that patients inquired about for which I didn’t have a satisfactory treatment namely, rosacea, cellulite, dark circles under the eyes, and stretch marks.

One of the most distressing cosmetic concerns was dark under eye circles I was frustrated and disappointed having to tell patients “I’m sorry, there isn’t any treatment worth offering besides surgery”. My patients deserved better! I have always been driven by a quest for scientific discovery and innovation, and so I embarked on a mission to create a worthwhile topical treatment for dark under eye circles.

Dr. Cappuccino, MDBoard Certified Plastic Surgeon

Doctor's Signature
Doctor's Photo

Retinol was found to be a primary component of the formula. Why does this formula work so well?

I have a special interest in the mechanisms of skin aging, scar formation and wound healing. Over the past few years I discovered the myriad beneficial effects that topical retinoids have on our skin. Research has shown topical retinoids help normalize hyperkeritanization which leads to smoother more radiant skin. Retinol also has been found to be a potent anti-oxidant. It reduces the release of pro-inflammatory cytokines that can damage our skin.

My research has been aimed at optimizing retinol formulations to include the most beneficial percentages and synergy with other active ingredients. We have created a potent all-in-one Age-Defying formula for the face.

Dr. Cappuccino, MD.
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The Pensida Age-Defying formula

The Pensida Age-Defying formula is clinically tested to help reduce the signs of aging such as loose skin, fine lines, and wrinkles.

Regular use of Pensida Age-Defying formula invigorates and nourishes on the surface and deep beneath the skin to bring out new life and a youthful appearance.

1.Skin begins to feel softer after first use

Skin Difference

2.Fine lines and wrinkles begin to fade with regular use

Wrinkles Difference

3.Layers beneath the skin are nourished to help rejuvenate

Rejuvenate Difference
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See the Difference in no time!Pensida brings out the beauty and youth in your skin!

Eye Before
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Eye After
2 weeks after

Regular use of Pensida’s Age-Defying formulawill help your skin to:

  • Rejuvenate
  • Fight the signs of aging
  • Visibly reduce fine lines and wrinkles
  • Feel softer and smoother

When using for the first time, most people enjoyed the benefits of Pensida’s Age-Defying Formula. Clinically tested, Pensida’s Age-Defying Formula can be used on all types of skin including older, light skin, dark skin, sun-damaged skin and other types.

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The time is now to turn back the clock!Pensida is the answer to help you look and feel younger!

Samanta Hetfield
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Samanta Hetfield
Jennifer K

PENSIDA Age Defying Formula does exactly what the name says. After just a few months of use I could see improvement in my skin tone and texture. Everyone said how my face was glowing. PENSIDA is a great product.

Jennifer K.
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PENSIDA Age-Defying Formula

  • Reduces the appearance of dark spots and creates an even skin tone
  • Boosts the skin’s natural repair mechanisms for damaged cells
  • Smoothens wrinkles by increasing cellular turnover
  • Strengthens our skin’s moisture barrier
  • Improves dermal hydration for smoother healthier skin
  • Immediate skin tightening effect of oligosaccharides
  • Reduces oxidative stresses
  • Anti-inflammatory activity
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The newest way to fight aging skin!

  • Thoroughly researched by recognized physicians
  • Clinically tested to reduce the look of fine lines and wrinkles
  • Helps skin to feel softer and smoother
  • Deep-penetrating formula helps reduce the signs of aging

Like NO OTHER Pensida brings you healthier and more youthful skin!

Kimberly H.

This product has delivered on its promises. My skin looks smoother, brighter and clearer! After using Pensida, Age Defying Formula for one month I observed a reduction in the appearance of wrinkles on my forehead and around my eyes as well as an increase in the overall glow of my skin. Additionally, I am able to see results daily when I apply the product - it is light and absorbs immediately and within minutes my face looks more toned and even and has the appearance of being soft and well-hydrated. And the longer I use the product the more noticeable the wrinkle reducing effect becomes. It’s rare to find a product that delivers both short and long term results. I apply it daily to make my skin glow and can feel good knowing it is also working to turn back the clock on wrinkles and age spots. I am a fan for life!

Kimberly H., 44
Helene T.

I'm a skin care nurse and owner of a medi-spa. I have always tried to take care of my skin and use high quality skin care products. Then I tried PENSIDA Age Defying formula. PENSIDA has exceeded my expectations and made my skin look radiant and healthy. I now recommend PENSIDA to all my patients looking for an effective anti-aging facial product.

Helene T., 50
Tammy A.

I have been using PENSIDA Age Defying Formula for three months now and I am so happy with the results. My skin is brighter and healthier looking. I am so thankful to have found PENSIDA!

Tammy A., 55

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Our PENSIDA Age-Defying CREAMis a breakthrough topical treatment in anti-aging medicine!

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While some severe signs of aging will best be treated with surgery, most new users saw noticeable improvement using our Age-Defying Formula nightly.

We continue to test and improve this formula and our entire product line of skin care solutions.

It is not possible to stop the body’s natural aging process but it definitely can be slowed down significantly by ensuring that your skin is taken care of properly and by using advanced anti-aging solutions such as topical creams and lotions.

Pensida Product

No more expensive and invasive proceduresYou now have a topical application that is remarkably effective

  • no injections

    no injections

  • no surgery

    no surgery

  • no lasers

    no lasers

  • no blades

    no blades

  • no risk

    no risk

Pensida’s Age-Defying Formula penetrates deep beneath the skin surface to help nourish and fortify it. The vitamins and minerals help the surface to glow and soften while it works beneath the skin to make it more supple and rejuvenated. All skin types need certain levels of nourishment in order to replenish and fight aging. With the Pensida Age-Defying Formula, skin is provided with all the needed nutrients plus a hydration formula to bring new life and glow to your skin.

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Monica C.

I now have a beautiful glowing skin and I look ten years younger since I started using Pensida.
Thank you Dr. Cappuccino for introducing me to your wonderful product Pensida.

Monica C.

Stop looking for the answer – Pensida Age-Defying Formula can reduce the signs of aging

Reduce Before
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Reduce After
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Your skin is one of the most important organs of your body. Treat it right with Pensida’s Age-Defying Formula. You will notice a difference in no time and enjoy the benefits of youthful, soft, and energized skin.

  • See the difference in the mirror
  • Touch the softness and smoothness
  • Notice the even tone and healthy glow
  • Feel your skin become energized and hydrated

The special blend of ingredients makes Pensida Age-Defying Formula the premier formula to help reduce the signs of aging and bring out the youthful look that you dream about. Do not delay - take advantage and see the difference it can make to your skin!

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Pensida Privacy Policy

Effective Date: April 7th, 2016

Pensida, LLC ("Pensida", "we" "us") has developed this Privacy Policy which details important information regarding the use and disclosure of user information collected on this website and other websites owned and operated by Pensida as well as through email or interactive and mobile applications of Pensida ("Pensida Applications"). Pensida provides this Privacy Policy to help you make an informed decision about whether to use or participate in the Pensida Applications.

This Privacy Policy is incorporated into and subject to Pensida's Terms of Use. Each time that you access or use Pensida Applications you signify that you have read, understand, and agree to be bound by the Terms of Use and this Privacy Policy. If you do not agree to the Terms of Use and this Privacy Policy, you must discontinue using the Pensida Applications.

Information we collect

Connecting with Pensida Applications and Information Provided by You

Registration. We will collect personal information from you when you place an order for any Pensida products and services (collectively, "Products"). We may also collect information from you when you interact with our Pensida Applications, interact with other users, and use various features of our Pensida Applications.

Surveys and Promotions. From time-to-time we may request information from you and other users via surveys, contests or sweepstakes. Participation in these surveys, contests or sweepstakes is completely voluntary so you and other users have a choice whether or not to disclose this information. The requested information typically includes contact information (such as name and address), and demographic information (such as zip code). Contact information may be used to notify the winners, award prizes and file winner's information as required by law. Survey information will be used for the purpose(s) of the survey, including the monitoring or improvement of the use and satisfaction of Pensida Applications.

Information Shared With Social Networking Sites. You may be given the option to link your account on third party social networking services so that you can share your information and/or to comment on Pensida products and services or take advantage of other features of Pensida Applications. In that case, the authentication of your login credentials is conducted through that third party social networking service provider. If you choose to share information from the Pensida Applications through any social networking service provider you should review the privacy policies of that social networking service provider. You should make sure that you are comfortable with the information your third party social networking service provider may make available to us by visiting those services' privacy policies and/or modifying your privacy settings directly with those services. By authorizing the social networking service provider to provide this information to us we reserve the right to use, transfer, assign, sell, share and provide access to such information in the same ways described in this Privacy Policy.

Information You Provide About a Third Party. If you send someone else a communication from the Pensida Applications, such as sending an invitation to a friend, the information you provide (names, e-mail addresses, etc.) is used to facilitate the communication and is not used for any other marketing purpose unless we obtain consent from that person or we explicitly say otherwise. Please be aware that when you use any send-to-a-friend functionality on the Pensida Applications, your e-mail address may be included in the communication sent to your friend.

User Generated Content. Please remember that any information you disclose while participating on the Pensida Applications, including our public forums ("Interactive Forums"), becomes public information and is subject to redistribution by Pensida and others who gain access. Therefore, you should exercise caution and discretion when deciding to disclose your personal information in a submission or posting. There is no expectation of privacy when playing, posting, or otherwise participating on the Pensida Applications or in the Interactive Forums. If you post content, such as messages, photos and videos, please be aware that any personally identifiable information contained in such content is accessible to registered users or visitors to that Pensida Application or Community and we have no control over how those users may use your personally identifiable information. We have the right, but not the obligation, to monitor any activity and content associated with the interactive areas on our Pensida Applications and Interactive Forums. We reserve the right to take action in connection with any content we deem to be inappropriate. Please review our Terms of Use or more information regarding your appropriate use of these areas.

Information Collected Through Third Parties

Supplemental Information. We may from time to time supplement information you give us with information from other sources, such as information to validate or update your address or other demographic and lifestyle information. We use this information to help us maintain the accuracy of the information we collect, to target our communications so that we can inform you of products, services and offers that may be of interest, and for internal business analysis or other business purposes.

Information Collected Through Technology. In addition to any personal information or other information that you choose to submit to us, we and our third-party service providers may use a variety of technologies such as cookies, pixel tags and web beacons, browser analysis tools, and web server logs. As you use our Pensida Applications, your browser and devices communicate with servers operated by us, our business partners and services providers to coordinate and record the interactivity and fill your requests for services and information ("Usage Information"). We collect many different types of information from cookies and other technologies. For example, we may collect information from the devices you use to access our Pensida Applications, your operating system type or mobile device model, browser type, domain, and other system settings, as well as the language your system uses and the country and time zone of your device. Browsers routinely send these types of information to web servers. In addition, we collect your IP address or other unique identifier ("Device Identifier") for your computer or other device used to access the Pensida Applications (any, a "Device"). A Device Identifier is a number that is automatically assigned to the device used to access the Pensida Applications, and our computers identify your device by its Device Identifier. We may also collect information about the website you were visiting before you came to our Pensida Applications and the website you visit after you leave our Pensida Applications, if this information is supplied to us by your browser. We may use this Usage Information for a variety of purposes, including to enhance or otherwise improve the Pensida Applications.

The information from cookies and related technology is stored in web server logs and also in web cookies kept on your computers or mobile devices, which are then transmitted back to our Sites by your computers or mobile devices. These servers are operated and the cookies managed by us, our business partners or our service providers. For example, when you visit the Pensida Applications, we and our service providers may place cookies on your computers or mobile devices. Cookies allow us to recognize you when you return, track and target your interests in order to provide a customized experience. They also help us provide a customized experience and help us to detect certain kinds of fraud. A "cookie" is a small amount of information that a web server sends to your browser that stores information about your account, your preferences, and your use of the Sites. Some cookies contain serial numbers that allow us to connect your activity with the Pensida Applications with other information we store about you in your profile or as related to your interactions with the Pensida Applications.

Some cookies are temporary, whereas others may be configured to last longer. "Session" cookies are temporary cookies used for various reasons, such as to manage page views. Your browser usually erases session cookies once you exit your browser. "Persistent" cookies are more permanent cookies that are stored on your computers or mobile devices even beyond when you exit your browser. We use persistent cookies for a number of purposes, such as retrieving certain information you have previously provided.

Flash cookies, known as local shared objects, are data files placed on a Device via the Adobe Flash plug-in that may be built-in to or downloaded by you to your Device to personalize your visit. Our third-party service providers also may use Flash cookies to collect and store Usage Information. Flash cookies are different from standard browser cookies because of the amount of, type of, and how data is stored. Cookies may be used for many purposes, including, without limitation, remembering you and your preferences and tracking your visits to our web pages. You can choose to have your computer warn you each time a persistent or session cookie is being sent, or you can choose to turn off such cookies through your browser settings. Each browser is a little different, so look at your browser Help menu to learn the correct way to modify your cookies. However, cookie management tools provided by your browser will not remove Flash cookies. To learn how to manage privacy and storage settings for Flash cookies, please click. If you choose to disable cookies on your Device, some features of the Sites may not function properly. If you click on ads that appear on our Pensida Applications, our advertising partners may also transmit cookies to your Device. This Privacy Policy does not cover the use of cookies by any advertisers; each advertiser's use of cookies is covered by that advertiser's own privacy policy.

Pixel tags and web beacons are tiny graphic images placed on website pages or in our emails that allow us to determine whether you have performed specific actions, and may be used to track your interactions with those messages, such as when you receive, open or click a link in an email message from us. When you access these pages or open email messages, the pixel tags and web beacons generate a notice of that action to us, or our service providers. These tools allow us to measure response to our communications and improve our web pages and promotions.

We may use HTML5, another form of collection, in our apps for the iphone or iPad (and any other Apple iOS device). HTML5 is another form of collection, tracking and storage that does not rely on traditional browser cookies. Like Flash cookies, HTML5 cookies can be used to track users across websites but are not stored in browsers' cookie files. To our knowledge there is currently no known way for a user of a mobile device to remove HTML5 tracking and storage.

We sometimes use embedded scripts which are programming codes designed to collect information about your interactions with the Pensida Applications, such as the links you click on. The code is temporarily downloaded onto your Device from our web server or a third party service provider, is active only while you are connected to the Pensida Applications, and is deactivated or deleted thereafter.

In many cases, the information we collect using cookies and other tools is used in non-identifiable ways, without any reference to personal information. For example, we use information we collect about Pensida Application users to optimize our services and understand traffic and usage patterns. In other cases, we associate the information we collect using cookies and related technologies with Personal Information. Whenever we associate Usage Information or a Device Identifier with your personal information, we will treat it as personal information.

Third Party Analytics Technologies. We use third parties' analytic and other tools to better understand who is using the Pensida Applications, how people are using the Pensida Applications and how to improve the effectiveness of the Pensida Applications, and to help us serve more targeted content and advertising to you. Those third party companies may use cookies, pixel tags or other technologies to collect and store anonymous information such as time of visit, pages visited, time spent on each page of the Pensida Applications, Device Identifiers, type of operating system and browser used and other web sites you may have visited. We do not have access to, nor control over, third parties' use of cookies or other tracking technologies. You should consult the respective privacy policies of these third parties to see your options for opting out of their use of such devices.

How we use and share your information

Our Business Relationship. When you provide us with information in connection with a particular activity or otherwise sign up for our services or provide your contact information, including an email address or telephone number in connection with that activity, product or service, you agree that this action constitutes a purchase or inquiry establishing a business relationship with us. You expressly consent to our communicating with you future information about Pensida using the information you provided to us. You also attest that you have the legal authority over any telephone number you provide to us and can provide us with the authorization to contact you. This means we may contact you, in person or by recorded message, by e-mail, telephone and/or mobile telephone number (including use of automated dialing equipment), text (SMS) message, or any other means of communication that your wireless or other telecommunications device may be capable of receiving.

Connecting with the Pensida Applications and Interactive Forums. By posting to our Interactive Forums, you give us permission to capture and store information you provide us and display it to other users in order to provide the best possible experience on the Pensida Applications. Therefore, you should exercise caution and discretion when deciding to disclose your personal information in a submission or posting. There is no expectation of privacy in the Interactive Forums and we have no control over how those users may use your personally identifiable information.

Service Providers. We may use third party service providers to help us operate our business and the Pensida Applications or administer activities on our behalf. We may share your information with these third parties for those limited purposes.

Third Party Advertising. Third parties advertise offers on Pensida Applications and in the course of serving those offers, these third-parties use technology to send, directly to your Device, the advertisements and links that appear on Pensida Applications. They automatically receive your Device Identifier when this happens and use tracking technologies to measure the effectiveness of their advertisements, to personalize the advertising content and for accounting purposes. These third parties may also use combined information about your visits to our Pensida Applications and other sites in order to provide advertisements about related goods and services that may be of particular interest to you. When you click on a third party advertisers' link, you will enter the third party's site. This Privacy Policy does not apply to, and we cannot control the activities of, such advertisers or third party ad networks. You should consult the respective privacy policies of any advertisers on Pensida Applications to see your options for opting out of their use of such tracking devices. In addition, some of the ad serving networks may be members of the Network Advertising Initiative, which offers a single location to opt out of ad targeting from member companies. If you opt-out of receiving targeted ads on Pensida Applications from ad servers and ad networks, you may continue to receive advertising and promotional messages after you opt-out, but it will not be customized or personalized to you based on your use of our Pensida Applications and/or third party websites. If you would like more information about advertisers' use of tracking technologies and about your option not to accept the cookies used to track your activities, you can go to http://www.networkadvertising.org/. If you would like to learn more about how interest-based information is collected, whether the companies we use are part of an industry network regarding behavioral advertising and to know your choices about not having information used in this manner you can go to http://www.aboutads.info/.

Strategic Partners. From time to time we may enter into a relationship with another company that is not owned by or affiliated with us to provide additional features on the Pensida Applications. These special relationships may include business partners, sponsors and co-branded Pensida Applications (referred to here as "co-branded pages"). Any information, including personally identifiable information that you provide on one of these co-branded pages will be shared with these third party partners. Since these third parties will use your information in accordance with their own privacy practices, you should check their website for information regarding their privacy policies.

Other Uses: We may use your personal information to contact you about services on our Pensida Applications for which you have expressed an interest, for example, if you have contacted customer service or made an inquiry.

Transactional Notices. We may send you announcements and emails from time to time relating to your account. These include emails such as order confirmations, customer service notifications or responses or when the delivery of a product is delayed. You may not opt-out of these communications, which are not promotional in nature.

Electronic Offers and Promotional Messages. We may also send you updates and communications about our products and services or other messages, such as newsletters, changes to features of the Service, or special offers. If you do not want to receive such messages, you may opt out by contacting customer service at +1 (844) 667-3232. You also will be given the opportunity, in any promotional email or text message that we send to you to opt out of receiving such messages in the future. Follow the unsubscribe instructions included in each email or click "STOP" on a mobile text. It may take up to 10 days for us to process an opt-out email or mobile text request.

Direct Marketing. Your personal information may be provided to the Pensida family of companies or our affiliated companies or third parties for their own direct marketing purposes. If you do not wish to receive direct mail marketing materials from us or share your information to any third party for direct mail marketing purposes, you may opt out of such activities by contacting us by any of the methods provided in the Contact Us paragraph below. Please note that even if you opt out of receiving promotional direct mail offers, we may continue to send you service notifications that are related to your account(s) and other products and services you have requested or in which you are currently enrolled by direct mail.

Telemarketing. If you have given us your telephone number, when making an inquiry or registering with us or when ordering Products from us, we may use the telephone number you provided to reach out to you to follow up on your order, including follow-up renewals and marketing. Your telephone number may be provided to Pensida family of companies or our affiliated companies or third parties for their own direct marketing purposes. If you would prefer not to receive marketing phone calls from us, send an email to support@pensida.com with "Do Not Call" in the subject line or call customer care at +1 (844) 667-3232 or ask to be placed on our do not call list when you receive a call from us. Please note that even if you opt out of receiving promotional telephone calls, we may continue to call you for issues that are related to your account(s), orders, unpaid invoices, or other Products you have requested.

Feedback. All comments, feedback or materials submitted by you to Pensida including feedback, testimonials, images, reviews, questions, comments, suggestions or ideas (collectively, "Feedback"), shall be received and treated by us on a non-confidential and unrestricted basis. Pensida will be free to use, display, perform, distribute, copy, adapt, and promote, in any medium now known or later developed, without compensation to you, the Feedback along with all ideas, concepts, know-how, techniques or methodologies contained in such Feedback, for any purpose whatsoever, including without limitation, developing, marketing and selling products and services incorporating such Feedback. You agree that in submitting Feedback, it will not violate any right of any third party, including any confidentiality, copyright, trademark, privacy or other personal or intellectual property or proprietary rights, and will not cause injury to any person or entity. You further agree that no Feedback you submit will be or contain libelous or otherwise unlawful, threatening, abusive or obscene material, or contain viruses, commercial solicitations, or any form of "spam". If you wish to access any personal information which may be associated with this information you can contact us at privacy@pensida.com.

Legal Matters; Safety. We may, without your consent, access and disclose your information, any communications sent or received by you (including, without limitation, the contents of any communication in the Interactive Forums), and any other information that we may have about you or your account as may be permitted or required by law (including, but not limited to, court order or subpoena), or to prevent or investigate suspected fraud, violations of our Terms of Use, or activity that appears to us to be illegal or may expose us to legal liability. Additionally, we may disclose your information and/or communications in situations that we believe to be emergencies involving potential threats to the physical safety of any person or property if we believe that your information in any way relates to that threat or when we believe your conduct on the Pensida Applications or in the Interactive Forums is inappropriate and inconsistent with generally accepted norms of behavior.

Sale or Transfer of Business or Assets. In the event that we, or any of our businesses, are sold or disposed of as a going concern, whether by merger, sale of assets or otherwise, or in the event of an insolvency, bankruptcy or receivership, personally identifiable information of our users may be one of the assets sold or merged in connection with that transaction. Such information may also need to be disclosed in connection with a commercial transaction where we or any one of our businesses are seeking financing, investment, support or funding. In such transactions, personal information will be subject to the promises made in any pre-existing privacy policy in effect when the information was obtained.

Access to your information

You may access any personal information you provide to us, correct or modify any such personal information, or direct us to make no further use of your personal information. To do so, please send an email with your request to support@pensida.com. If you chose to deactivate your account with us, we may still retain certain information associated with your account for analytical purposes and record keeping integrity, as well as to prevent fraud, resolve disputes, enforce our Terms of Use or other policies, take actions we deem necessary due to technical and legal requirements and constraints related to the security, integrity and operation of our Pensida Applications. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties' policies.

Choice and opt out

You may remove your information from our database so as not to receive future communications or to close your account or opt out of our sharing information with third parties for marketing purposes by emailing us at support@pensida.com. If you prefer not to receive electronic promotional communications, you can also opt-out by following the unsubscribe instructions included in each communication.

Please note that changes may not be effective immediately. In each event, you must clearly indicate the information that you wish to have changed or clearly indicate that you wish to have your personally identifiable information removed from our database. We will endeavor to comply with your request as soon as reasonably possible. Note that despite any request for removal of or change to personally identifiable information, we may need to retain certain information for record keeping purposes and there may also be residual information that will remain within our databases and other records, which will not be removed or changed and we may still retain certain information associated with your account for analytical purposes and record keeping integrity, as well as to prevent fraud, resolve disputes, enforce our Terms of Use or other policies, take actions we deem necessary due to technical and legal requirements and constraints related to the security, integrity and operation of our Pensida Applications. In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties' policies. Finally, we are not responsible for informing third parties (including without limitation our third party service providers or strategic partners) with whom we have already shared your personally identifiable information of any changes requested pursuant to this section, or for removing information from or causing information to be removed from the databases or records of such entities.

Important disclosures, practices and contact information

Links to other Site and Interactive Forums. To the extent hyperlinks may be utilized to access external or third party sites and Interactive Forums, you should be aware that these external or third party site and Interactive Forums are not controlled by us and, therefore, are not subject to this Privacy Policy. We recommend that you check the privacy policies of each such site and community to determine how your personal information will be utilized by their proprietors.

Security. Please keep in mind that no data transmission over the Internet, wireless transmission or electronic storage of information can be guaranteed to be 100% secure and therefore we cannot ensure the security of any information you transmit to us, and your use of the Pensida Applications indicates that you are willing to assume this risk.

A Note To International Users. The Pensida Applications are hosted in the United States. If you are using the Pensida Applications from outside the United States, by providing your information to the Pensida Applications, you are consenting to the transfer of your information to the United States for processing and maintenance in accordance with this Privacy Policy and our Terms of Service. You are also consenting to the application of United States federal, and New Jersey state law in all matters concerning the Pensida Applications.

Children's Privacy. Pensida does not knowingly collect or solicit Personal Information from individuals under 13 years of age. If you are under 13 years of age, you should not provide Personal Information on the Pensida Applications. In the event that we learn that we have collected Personal Information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible. If you believe that we might have any information from or about a child under 13, please contact us at privacy@pensida.com.

Your California Privacy Rights (As provided by California Civil Code Section 1798.83). California's "Shine the Light" law, Civil Code section 1798.83, requires certain businesses to respond to requests from California customers asking about the business' practices related to disclosing personal information to third parties for the third parties' direct marketing purposes. Alternately, such businesses may have in place a policy not to disclose personal information of customers to third parties for the third parties' direct marketing purposes if the customer has exercised an option to opt-out of such information-sharing. We have such a policy in place. If you do not want us to share your Personal Information with other companies so that they can send you direct mail offers about their products and services, please contact us by any of the methods provided in the Contact Us paragraph below. California customers may request further information about our approach to this law by writing to us at the address provided in the "Contact Us" section.

Changes to the Privacy Policy. We may change this Privacy Policy from time to time. The most recent version of the Privacy Policy will always be posted on our Sites, with the "Effective Date" posted at the top of the Policy. We may revise and update this Privacy Policy if our practices change, as technology changes, or as we add new Pensida Applications or change existing ones. If we make any material changes to our Privacy Policy or how we handle your personal information, you will know because the Effective Date of the Privacy Policy will change. By using our Pensida Applications after the Effective Date, you are deemed to consent to our then-current privacy policy.

Disputes. If you choose to visit the Pensida Applications your visit and any dispute over privacy is subject to this Privacy Policy, and our Terms of Use, including limitations on damages, resolution of disputes, and application of the laws of the United States, and the State of New Jersey.

No Rights of Third Parties. This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the Pensida Applications.

Questions About Privacy Policy or Pensida Applications. If you have any questions about this Privacy Policy, or the practices of the Pensida Applications, please email us at privacy@pensida.com.

Contact Us. Please contact us by emailing queries to support@pensida.com or calling +1 (844) 667-3232 or writing to us at Pensida, LLC: 12924 Pierce Street, Pacoima CA 91311


Last Updated: April 7th, 2016

Third Parties Providers of Analytics Tools and Other Collection Tools

This is a list of third parties who provide us with information, reports and analysis about the usage and browsing patterns of our users and who use tracking technology when serving offers accessed from Pensida Applications.

DoubleClickhttp://www.google.com/intl/en/policies/privacy/

Googlehttp://www.google.com/intl/en/policies/privacy/

Kounthttp://www.kount.com/legal/privacy-policy

Cakehttp://getcake.com/privacy-policy/

The Search Agencyhttp://www.thesearchagency.com/privacy-policy.html

Pensida Offer Terms

You can now try Pensida Age-Defying Formula risk-free for 30 days. Two bottles of Pensida Age-Defying Formula will be shipped to you, for which you will be charged only $1.95 for shipping and handling as the initial, nonrefundable payment. With the 30 Day Satisfaction Guarantee, if for some reason you wish to cancel the trial program, please contact our customer service team within 30 days of receipt of your shipment and return the product; you will receive no further charges. If you decide to keep the product(s), the credit card you provided will be charged $99.95 for the first 30 days, and then another charge of $99.95 will be billed after the next 30 days. You will continue to receive a new 60-day supply every 2 months for $99.95 per month plus $7.95 shipping and handling for each shipment which will be billed to the card provided by you. Local and state sales tax may apply.

Contact

If you have any questions regarding your order, you can reach us at any time. Our customer service lines are open 24 hours a day, 7 days a week.

Country you are calling from Toll Free Number Hours of Operation
USA/CANADA +1 (844) 667-3232 24 HOURS

For Paper Correspondence only:

Pensida, LLC.
12924 Pierce Street, Pacoima CA 91311

For Physical Returns:

Please call our contact numbers above or email us for return instructions to ensure proper processing.

Email Contact:

You can also email us at support@pensida.com for any questions regarding your order or to schedule a call back. Please provide First and Last Name, Invoice Number or Customer ID, Phone number, Country, and day and time to call you back. Please give us 24 hours advance notice.

Pensida terms of service

Effective Date: April 7th, 2016

PLEASE READ THE FOLLOWING TERMS OF SERVICE RELATING TO YOUR USE OF THE WEBSITES, EMAIL AND INTERACTIVE AND MOBILE APPLICATIONS ("PENSIDA APPLICATIONS") WHICH ARE OWNED AND OPERATED BY Pensida, LLC ("PENSIDA") CAREFULLY. THESE TERMS OF SERVICE GOVERN YOUR USE OF THE PENSIDA APPLICATIONS AND ALL PRODUCTS AND SERVICES OFFERED THROUGH THE PENSIDA APPLICATIONS.

Acceptance of terms of service

This Agreement is an electronic agreement that sets out the legally binding terms ("Terms") of your use of the Pensida Applications and membership and/or auto ship services (collectively "Services") available to you on the Pensida Applications. This Agreement includes Pensida's policies and notices about use of its Pensida Applications and Services and our privacy policy found at Privacy Policy, which policies are incorporated into these Terms by reference. Each time you use the Pensida Applications and Services, you signify that you agree to be bound by these Terms. If you do not agree to these Terms, you must discontinue using the Pensida Applications and Services. All references to Pensida, "us", "our", or "we" will be deemed to include Pensida, LLC. By using the Pensida Applications and Services, you represent and warrant that you have the right, authority and capacity to enter into this Agreement and to abide by its Terms.

Updates to Terms. Pensida reserves the right to update or change these Terms at any time by posting the most current version of the Terms on the Pensida Applications. Pensida will provide notice of changes to the Terms by posting the new Terms on the Pensida Applications with a new Effective Date shown. All such changes in the Terms shall be effective from the Effective Date set when it is posted on the Pensida Applications. Your continued use of the Pensida Applications or Services after we post any changes to the Terms signifies your agreement to any such changes. If you do not agree to these Terms, you must discontinue using the Pensida Applications and Services.

Electronic Form. By accessing the Pensida Applications and Services you consent to have this Agreement provided to you in electronic form.

Non-electronic Copy. You have the right to receive this Agreement in non-electronic form. You may request a non-electronic copy of this Agreement either before or after you electronically sign the Agreement. To receive a non-electronic copy of this Agreement, please send an e-mail to support@pensida.com or send a letter and self-addressed stamped envelope to: Pensida, LLC, 12924 Pierce Street, Pacoima CA 91311.

Purchasing Products and Services. By accepting a 30 day trial or making a purchase you agree to provide (i) true, accurate, current and complete information as prompted by the registration form, and (ii) maintain and properly update your account information to keep it true, accurate, current and complete.

Charges on your billing account

If you purchase a 30 day trial, Pensida will bill you for your online account using the billing information you provide (your "Billing Account") for use of the Service and you agree to be responsible for return shipping of the product should you wish to cancel during your trial period. You agree to pay Pensida all charges at the prices then in effect for your use of the Service using your Billing Account, and any applicable taxes, and you authorize Pensida to charge your chosen payment provider (your "Payment Method") for the Service. You agree to make payment using that selected Payment Method. Pensida reserves the right to correct any errors or mistakes that it makes even if it has already requested or received payment and to update your information from available third party sources.

Recurring Billing. Access to the Service may consist of an initial period, where you can try a product, followed by recurring periodic charges as agreed to by you. By entering into this Agreement, you acknowledge that your 30 day trial has an initial shipping and processing fee and recurring payment feature and you accept responsibility for all recurring charges prior to cancellation. To change or cancel your Service at any time, call our customer service representatives at +1 (844) 667-3232. Your products will be automatically shipped per the offer you originally accepted but you can change a shipment or product at any time by calling us at +1 (844) 667-3232. Your non-termination or continued use of the Service reaffirms that Pensida is authorized to charge your Payment Method. Pensida may submit those charges for payment and you will be responsible for such charges. PENSIDA MAY SUBMIT PERIODIC CHARGES (E.G., MONTHLY) WITHOUT FURTHER AUTHORIZATION FROM YOU, UNTIL YOU AFFIRMATIVELY CANCEL YOUR SERVICE OR NOTIFY US THAT YOU WISH TO CHANGE YOUR PAYMENT METHOD. SUCH NOTICE WILL NOT AFFECT CHARGES SUBMITTED BEFORE PENSIDA REASONABLY COULD ACT TO TERMINATE YOUR AUTHORIZATION OR CHANGE YOUR PAYMENT METHOD.

Current Information Required. YOU MUST PROMPTLY NOTIFY PENSIDA IF YOUR PAYMENT METHOD IS CANCELLED (E.G., FOR LOSS OR THEFT). IF YOU FAIL TO PROVIDE PENSIDA ANY OF THE FOREGOING INFORMATION, YOU AGREE THAT PENSIDA MAY CONTINUE CHARGING YOU FOR ANY USE OF THE SERVICE UNDER YOUR BILLING ACCOUNT UNLESS WE HAVE EVIDENCE THAT YOU HAVE TERMINATED YOUR USE OF THE SERVICE.

Payment Method. The terms of your payment will be based on your Payment Method and may be determined by agreements between you and the financial institution, credit card issuer or other provider of your chosen Payment Method (the "Payment Method Provider"). If Pensida does not receive payment from your Payment Method Provider, you agree to pay all amounts, which may include lesser amounts which Pensida will charge to your Account up to what is due on your Billing Account upon demand.

Change in Amount Authorized. If the amount to be charged to your Billing Account varies from the current rate set forth in your initial offer due to an increase in our current rates (other than due to the imposition or change in the amount of state sales taxes), Pensida shall provide notice of the amount to be charged and the date of the charge at least 10 days before the scheduled date of the transaction. Any agreement you have with your Payment Method Provider will govern your use of your Payment Method. You agree that Pensida may accumulate charges incurred and submit them as one or more aggregate charges during or at the end of each billing cycle.

Trials and Other Promotions. Any free trial or other promotion that provides introductory or trial access to Services must be used within the specified time of the trial as provided in the offer you accept. You must cancel your membership before the end of the trial period in order to avoid being charged a membership or other fee.

For Billing-Related Inquires. For assistance with billing-related issues please call us +1 (844) 667-3232.

Use of the services

Personal Use. The Pensida Applications and the Services offered are intended for your personal, noncommercial use in accordance with these Terms. You agree that you will not (i) copy, display or distribute any part of the Pensida Applications without Pensida's prior written consent, or alter or modify any part of the Pensida Applications other than as may be reasonably necessary to use the Pensida Applications and Services for their intended purpose. You will take no action to interfere with, interrupt, destroy or limit the functionality of the Pensida Applications and Services or any computer software or hardware or telecommunications equipment. You will not distribute or transmit any content or software or other computer files that contain a computer virus or other harmful component.

User submissions

Communication Services. The Services may contain public forums designed to enable you to communicate with others (the "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service ("User Content"). Pensida has no obligation to monitor the User Content. However, Pensida reserves the right to review materials posted to the Communication Services and to remove any User Content at any time, without notice, for any reason and in its sole discretion. Pensida reserves the right to terminate or suspend your access to any or all of the Communication Services at any time, without notice, for any reason whatsoever. You acknowledge that chats, postings, and other communications by users are not controlled or endorsed by Pensida, and such communications shall not be considered reviewed, screened or approved by Pensida. User Content, including statements made in public forums reflect only the views of their authors. Pensida specifically disclaims any liability with regard to the User Content and any actions resulting from your participation in any Communication Services. Managers and hosts of Communications Services are not authorized Pensida spokespersons, and their views do not necessarily reflect those of Pensida. Pensida representatives may monitor your User Content on the Pensida Applications, but we cannot monitor all of the User Content on the Pensida Applications, and we do not attempt to do so. If you encounter something you find objectionable and in violation of these Terms, you can report it to support@pensida.com.

By using the Communication Services and submitting User Content to the Pensida Applications, you grant to Pensida, and its successors in business and assigns, a perpetual, worldwide, royalty-free, and non-exclusive license to reproduce, distribute, modify, edit, display, adapt, create derivative works from and market and promote the User Content, for any commercial purposes, and in any medium now existing or hereinafter developed, and to use your name, likeness, voice, performance, and any personal information you submit with or contained within the User Content, without your prior approval or the payment of any compensation and without notice. You also grant each user of the Pensida Applications a non-exclusive license to access your User Content as permitted through the functionality of the Pensida Applications and under these Terms. To the extent permitted by applicable laws, you hereby waive any moral rights you may have in the User Content you submit.

You acknowledge and agree that your communications with other users via the Communications Services are public and not private communications, and that you have no expectation of privacy concerning your use of these Communications Services or your User Content. You acknowledge that personal information that you communicate on the Communications Services may be seen and used by others and result in unsolicited communications; therefore, we strongly encourage you not to disclose any personal information about yourself in your public communications on our Services. Pensida is not responsible for information that you choose to communicate to other users via the Communications Services, or for the actions of other users. All User Content must comply with User Posting Requirements.

User Posting Requirements. You agree that you may not access or use the Services and/or related Communication Services, in order to:

Proprietary rights

The Services and all material published on the Pensida Applications, including, but not limited to text, photographs, video, graphics, music, images, animations, audio, "applets" (incorporated into the software data), sounds, messages, comments, ratings, and other materials on the Pensida Applications are owned by Pensida or its licensors and is protected by copyright, patents, trademarks, trade secrets and/or other proprietary rights, including under the United States copyright laws. Pensida owns a copyright in the selection, coordination, arrangement and enhancement of such content and a copyright in the Pensida Applications. Pensida's products' names and its logos are trademarks of Pensida, LLC and are protected by state and federal laws. All other trademarks appearing on the Pensida Applications ("Marks") are trademarks of their respective owners. Users are prohibited from using any Marks without the written permission of Pensida or such third party that may own the Marks. You may not copy, publish, transmit, distribute, perform, sell, create derivative works of, or in any way exploit, any of the content, in whole or in part, without Pensida's prior written consent. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any aspect of the Pensida Applications or Service. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may download content for your personal, non-commercial use only as provided in these Terms, provided that you keep intact all copyright and other proprietary notices. Copying or storing of content other than for personal use is expressly prohibited without prior permission from us or the copyright holder identified in the copyright notice contained in the content.

No License Granted. Except for allowing you to use the Pensida Applications and Services for your personal use as set forth in the paragraph above, when you use the Pensida Applications and Services, you are not receiving a license or any other rights from Pensida, including intellectual property or other proprietary rights of Pensida. You understand that you have no rights to the Pensida Applications and Services or any other Pensida property except as we indicate in these Terms.

Digital millennium copyright act ("dmca") notice

Pensida has registered an agent with the United States Copyright Office in accordance with the terms of the Digital Millennium Copyright Act (the "Act") and avails itself of the protections under the Act. We reserve the right to remove any User Content on the Pensida Applications and Services which allegedly infringes another person's copyright. We are under no obligation to, and do not, scan content posted for any violations of third party rights, however, we respect the copyright interests of others and it is our policy not to permit materials known by us to infringe another party's copyright to remain on the Pensida Applications and Services. If you believe any materials on the Pensida Applications and Services or the Service infringe a copyright, you should provide us with written notice that at a minimum contains:

All DMCA notices should be sent to our designated agent as follows:


Pensida, LLC
ATTN: Legal Department
12924 Pierce Street, Pacoima CA 91311


General

Age Requirements. You must be at least 18 years old or the age of majority in your state of residence, whichever is older, to join Pensida and to use the Services.

Communications from Pensida. By registering for Pensida, you will receive online communications from Pensida. You may also receive electronic communications from Pensida by just providing your email address and not registering. In either case, to unsubscribe from any Pensida email list, simply click on the "Unsubscribe" link at the bottom of the email and your name will be removed from that mailing list. To see how we use your personal information go to our privacy policy at Privacy Policy.

Links. You may be able to access other websites or resources through links on the Pensida Applications. Because Pensida has no control over such sites and resources, you acknowledge and agree Pensida is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials available from such sites or resources nor does Pensida endorse any such sites or the products or services assessable on such sites. You further acknowledge and agree that Pensida shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

Legal notices

Disclaimer of Warranties. YOU UNDERSTAND THAT YOUR USE OF THE PENSIDA APPLICATIONS AND SERVICES (INCLUDING ANY DOWNLOADS OR ANY LOSS OF DATA OR OTHER DAMAGE TO YOUR COMPUTER SYSTEM YOU EXPERIENCE FROM USING PENSIDA APPLICATIONS AND SERVICES) IS AT YOUR SOLE RISK. YOU UNDERSTAND THAT THE PENSIDA APPLICATIONS AND SERVICES AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THIRD PARTY INFORMATION, PRODUCTS AND CONTENT INCLUDED IN OR ACCESSIBLE FROM THE PENSIDA APPLICATIONS AND SERVICES, ARE PROVIDED ON AN "AS IS" "WHERE-IS" AND "WHERE AVAILABLE" BASIS, AND ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE TO YOU. IN ADDITION TO THE PRECEDING PARAGRAPH AND OTHER PROVISIONS OF THIS AGREEMENT, ANY ADVICE THAT MAY BE POSTED ON THE PENSIDA APPLICATIONS ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND IS NOT INTENDED TO REPLACE OR SUBSTITUTE FOR ANY PROFESSIONAL FINANCIAL, MEDICAL, LEGAL, OR OTHER ADVICE. PENSIDA MAKES NO REPRESENTATIONS OR WARRANTIES AND EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY CONCERNING ANY TREATMENT, ACTION BY, OR EFFECT ON ANY PERSON FOLLOWING THE INFORMATION OFFERED OR PROVIDED WITHIN OR THROUGH THE PENSIDA APPLICATIONS AND SERVICES. IF YOU HAVE SPECIFIC CONCERNS OR A SITUATION ARISES IN WHICH YOU REQUIRE PROFESSIONAL OR MEDICAL ADVICE, YOU SHOULD CONSULT WITH AN APPROPRIATELY TRAINED AND QUALIFIED SPECIALIST. YOU ACKNOWLEDGE THAT PENSIDA MAKES NO WARRANTY THAT THE PENSIDA APPLICATIONS OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. YOU UNDERSTAND THAT PENSIDA DOES NOT WARRANT THAT THE RESULTS OBTAINED FROM YOUR USE OF THE PENSIDA APPLICATIONS OR SERVICES WILL MEET YOUR EXPECTATIONS. NO WARRANTY OF ANY KIND, WHETHER ORAL OR WRITTEN, CAN MODIFY THE TERMS OF THE DISCLAIMER SET FORTH IN THIS DOCUMENT. YOUR USE AND BROWSING OF THE PENSIDA APPLICATIONS AND SERVICES IS AT YOUR OWN RISK. IF YOU ARE DISSATISFIED WITH ANY OF THE MATERIALS CONTAINED IN THE PENSIDA APPLICATIONS AND SERVICES, OR WITH ANY OF THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE ACCESSING AND USING THE PENSIDA APPLICATIONS AND SERVICES.TO THE FULLEST EXTENT PERMITTED BY LAW, PENSIDA DISCLAIMS ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS OF ANY KIND (EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS) AS TO THE PENSIDA APPLICATIONS AND SERVICES AND ALL INFORMATION, PRODUCTS, AND OTHER CONTENT (INCLUDING THIRD PARTY INFORMATION, PRODUCTS, AND CONTENT) INCLUDED IN OR ACCESSIBLE FROM THE PENSIDA APPLICATIONS AND SERVICES.

ALL CONTENT, PRODUCTS AND THIRD PARTY SERVICES ON THE PENSIDA APPLICATIONS, OR OBTAINED FROM A WEBSITE TO WHICH THE PENSIDA APPLICATIONS ARE LINKED ARE PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY. PENSIDA DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR THE MERCHANTABLITY OF ANY PRODUCT OR SERVICE ACCESSED FROM THE PENSIDA APPLICATIONS AND SERVICES OR A LINKED SITE. OTHER THAN AS REQUIRED BY LAW, UNDER NO CIRCUMSTANCE WILL PENSIDA BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THE PENSIDA APPLICATIONS AND SERVICES OR A LINKED SITE, OR YOUR RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM THE PENSIDA APPLICATIONS AND SERVICES OR A LINKED SITE.

Liability Limitation. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL PENSIDA OR ITS PARENT, SUBSIDIARIES OR AFFILIATES BE LIABLE TO YOU (OR ANY THIRD PARTY MAKING CLAIMS THROUGH YOU) FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOSS OF USE, PROFITS, DATA, OR OTHER INTANGIBLES, OR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, UNAUTHORIZED ACCESS TO AND TAMPERING WITH YOUR PERSONAL INFORMATION OR TRANSMISSIONS, ARISING OUT OF OR RELATED TO THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE, OR NON-PERFORMANCE OF THE PENSIDA APPLICATIONS AND SERVICES, EVEN IF PENSIDA HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES AND WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE. UNLESS LIMITED OR MODIFIED BY APPLICABLE LAW, THE FOREGOING DISCLAIMERS, WAIVERS AND LIMITATIONS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED, EVEN IF ANY REMEDY FAILS ITS ESSENTIAL PURPOSE. PENSIDA'S LICENSORS AND CONTRACTORS ARE INTENDED THIRD-PARTY BENEFICIARIES OF THESE DISCLAIMERS. IF ANY PART OF THESE WARRANTY DISCLAIMERS OR LIMITATIONS OF LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN PENSIDA'S AGGREGATE LIABILITY FOR ALL CLAIMS UNDER SUCH CIRCUMSTANCES FOR LIABILITIES SHALL NOT EXCEED $10.

Indemnity/Release. You understand that you are personally responsible for your behavior while on the Pensida Applications or using the Services and agree to indemnify and hold Pensida, and its parent, subsidiaries, affiliates, business partners, and their respective officers, directors, employees, and agents, harmless from and against any loss, damage, liability, cost, or expense of any kind (including attorneys' fees) that we may incur arising out of or related to your use of the Pensida Applications and or Services or in connection with a third party claim or otherwise, in relation to your use of the Pensida Applications or Services or access to the Pensida Applications, or your violation of either these Terms, applicable law or the rights of any third party. You are solely responsible for your own interactions with any persons you interact with who you met through the Pensida Applications and Services. To the extent permitted under applicable laws, you hereby release Pensida from any and all claims or liability related to your use of the Pensida Applications or Services.

In connection with the foregoing release, you hereby waive California Civil Code Section 1542 (and any similar provision in any other jurisdiction) which states: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."

Access to Services. Pensida reserves the right to change, discontinue or suspend its Services at any time for any reason. Pensida shall be the sole determiner in cases of suspected abuse, fraud, or breach of these Terms. Any decision Pensida makes relating to termination or suspension of any person's account shall be final and binding. You agree that we may terminate, modify, discontinue or abandon the Pensida Applications and Services with or without notice to you and that we will not be liable to you or any third party as a result of such termination, modification, discontinuance or abandonment. If this Agreement is terminated for any reason, the provisions within sections titled PROPRIETARY RIGHTS, and LEGAL NOTICES shall survive any such termination.

Privacy. The Pensida Applications are governed by the terms and conditions set out in our privacy policy found at Privacy Policy, which is incorporated herein by reference.

No Third Party Beneficiaries. You agree that, except as otherwise expressly provided in this Agreement, there shall be no third party beneficiaries to this Agreement.

Resolution of disputes

Governing Law. These Terms shall be governed by and construed in accordance with the laws of the State of New York without application of conflict of laws rules, except that the Arbitration provision shall be governed by the Federal Arbitration Act.

Resolution of any Dispute. In the event a dispute arises between you and Pensida, we want to provide you with an efficient, neutral and cost-effective means of resolving the dispute. Most customer concerns can be resolved quickly and to the customer's satisfaction by calling our customer care department at +1 (844) 667-3232, or e-mailing us at support@pensida.com. If, however, there is an issue that needs to be resolved, these Terms describe how both of us will proceed.

Timing of Dispute: Any claim you may have with respect to Pensida, the Services, the content or the Pensida Applications and Services must be commenced within two (2) years after the claim arises or it shall be barred.

Limitation of Legal Remedies. INSTEAD OF SUING IN COURT, YOU AND PENSIDA EACH AGREE TO ARBITRATE DISPUTES ON A BILATERAL (INDIVIDUAL) BASIS. You and Pensida agree that any dispute, controversy or claim arising out of arising out of or relating to any aspect of our relationship; any content accessible from Pensida Applications, including User Content; claims that may arise after the termination of the Services; and claims related to marketing efforts, including complaints concerning unsolicited text messages, emails, and telemarketing calls. ("Claim(s)") which cannot be settled through the customer service department refunding your payments in full, shall be resolved by one arbitrator through binding arbitration. This agreement to arbitrate is intended to be broadly interpreted. It includes Claims based in contract, tort, statute, fraud, misrepresentation or any other legal theory. The arbitrator's decision and award is final and binding, with some exceptions under the Federal Arbitration Act, 9 U.S.C. 1, et seq., and judgment on the award may be entered in any court with jurisdiction.

Class Action Waiver. We each agree that each of us are waiving the right to a trial by jury and may bring claims against the other only in an individual capacity and not in a class action or representative proceeding. All arbitrations under these Terms shall be conducted on an individual (and not a class-wide) basis, and an arbitrator shall have no authority to award class-wide relief. You acknowledge and agree that these Terms specifically prohibit you from commencing any legal proceedings as a representative of others or joining in any arbitration proceedings brought by any other person ("Class Action Waiver").

Arbitration Procedures. A party who intends to seek arbitration must first send to the other a written Notice of Dispute describing the nature and basis of the Claim and setting forth the specific relief sought. All Notices to Pensida shall be sent to the following address: Pensida, LLC, ATTN: Legal Department, 12924 Pierce Street, Pacoima CA 91311. All notices sent by Pensida to you will be sent to the email provided in your Billing Account. Upon receipt of such Notice, the other party shall have a sixty (60) day period in which it may satisfy the Claim against it by fully curing the Claim and/or providing all the relief requested in the Notice, and/or entering into a settlement to resolve the Claim to the mutual satisfaction of the parties. After the expiration of such sixty-day cure period, you or Pensida may commence an arbitration proceeding. The arbitration of any Claim under this Agreement shall be referred to the American Arbitration Association ("AAA") under its rules and procedures, including the AAA's Commercial Dispute Resolution Procedures and Supplementary Procedures for Consumer-Related Disputes. These rules and procedures are available by calling the AAA or by visiting its web site at www.adr.org. The arbitration of any Claim shall be conducted in the State in which you reside, and for any claim that does not exceed $10,000 Pensida will: (1) pay all costs of the arbitration; (2) if you prefer will conduct the arbitration by telephone, and (3) will not seek attorney's fees in the event Pensida prevails. Each party shall pay the fees and costs of its own counsel, experts and witnesses.

Choice of Law. This Agreement concerns a transaction in interstate commerce, and therefore shall be governed by the United States Federal Arbitration Act, 9 U.S.C. § 1 et seq. The FAA's provisions, not state law, govern all questions of whether a dispute is subject to arbitration.

Exception. All parties, including related third parties, shall retain the right to seek adjudication in a small claims tribunal for disputes within the scope of such tribunal's jurisdiction. Any dispute, which cannot be adjudicated within the jurisdiction of a small claims tribunal, shall be resolved by binding arbitration, with the exception of any claim or action for indemnification, contribution, interpleader, or injunctive relief arising out of a Claim, which claims or actions shall not be subject to arbitration. Any appeal of a judgment from a small claims tribunal shall be resolved by binding arbitration.

Survival. This arbitration provision shall survive termination of this Agreement and the closing of your account or membership.

Severability. If any provision of these Terms is declared or found to be unlawful, unenforceable or void, such provision will be ineffective only to the extent that it is found unlawful, unenforceable or void, and the remainder of the provision and all other provisions shall remain fully enforceable except that if for some reason this prohibition on Class Action Waiver cannot be enforced, then this agreement to arbitrate will not apply.

Miscellaneous

These Terms and policies incorporated herein, are the entire agreement between you and Pensida. They supersede any and all prior or contemporaneous agreements between you and Pensida relating to your use of the Pensida Applications or the Services. Pensida may assign these Terms, in whole or in part, at any time. If any part of these Terms is determined to be invalid or unenforceable, it will not impact any other provision of these Terms, all of which will remain in full force and effect. Headings in the Terms are for convenience of reference only and shall not affect the interpretation or construction of this agreement. The failure of Pensida to partially or fully exercise any rights or the waiver of Pensida of any breach of these Terms by you, shall not prevent a subsequent exercise of such right by Pensida or be deemed a waiver by Pensida of any subsequent breach by you of the same or any other term of these Terms. The rights and remedies of Pensida under these Terms and any other applicable agreement between you and Pensida shall be cumulative, and the exercise of any such right or remedy shall not limit Pensida 's right to exercise any other right or remedy.

Contact Us. Please contact us at support@pensida.com or +1 (844) 667-3232 if you have any questions about the Terms.

Copyright (c), 2015, Pensida, LLC. All rights reserved.

Contact

Email:

support@pensida.com
privacy@pensida.com

Phone:

+1 (844) 667-3232

Address Information:

Pensida, LLC, 12924 Pierce Street, Pacoima CA 91311